Cape Coral, Florida
Personal Injury Attorneys Serving Cape Coral, Lee County
Representation for Florida auto accidents, slip-and-falls, and other injury claims, handled on a contingency basis. No recovery, no fee. Costs and expenses may apply. Most of the Cape Coral injury calls we take started on US-41, Del Prado Boulevard, and the Cape Coral Bridge. Florida's 14-day PIP treatment clock runs from the moment the crash report is written, so the day a Cape Coral client calls is the day we walk through what needs to happen next.
How we approach personal injury matters in Cape Coral
Cape Coral is about two and a half hours south of our Lutz office on I-75 and the Veterans Parkway. It's an unusual Florida market, laid out as one of the largest master-planned communities ever built, with a canal system that touches a large share of the residential lots. David is Board Certified in Real Estate Law through The Florida Bar, and the title and waterfront questions Cape Coral throws at a closing are exactly the kind of work that specialization exists for. Gwen drafts Florida estate plans for Cape Coral families under the same Florida statutes that apply in every county.
Lee County courts and local practice notes
Fort Myers hears Lee County injury cases at the Lee County Justice Center. The Twentieth Judicial Circuit covers a large geographic area and runs a regular auto-accident calendar.
Directions from Cape Coral: From Cape Coral, the drive to our Lutz office runs about two and a half hours north via the Cape Coral Bridge, Veterans Parkway, and I-75. Most Cape Coral engagements are handled without that drive. Initial consultations are by phone or Zoom. Closings run remotely with the Cape Coral or Fort Myers title company. Secure document portal, e-signing, and video strategy calls cover the balance of the work.
About our personal injury practice
Personal injury cases are about paying the bills an accident made inevitable. Medical bills, lost wages, long-term care, and the real cost of lost function add up fast, and the person who caused the accident should not be allowed to leave you to absorb the loss. Florida’s laws make that process more complicated than most clients expect, which is the reason to hire counsel early.
Florida’s two-year statute of limitations (post-HB 837)
For accidents on or after March 24, 2023, you have two years from the date of injury to file most negligence-based personal injury claims in Florida. That is the deadline under HB 837, which amended Fla. Stat. § 95.11(3)(a) and cut the old four-year window in half for auto accidents, slip-and-falls, and other general negligence cases.
For accidents before March 24, 2023, the older four-year rule still controls. Older injuries that were not yet filed when the law changed kept their original four-year deadline under Florida’s savings-clause principles, so the right answer depends on exactly when your accident happened.
Other deadlines that have not changed: medical malpractice is two years from discovery (with a four-year outer limit), wrongful death is two years from the date of death, and claims against the state or a subdivision require earlier notice under sovereign-immunity rules.
Once the statute runs, your claim is gone. Waiting is never the right strategy, especially now that most new claims have half the time they used to.
Florida’s no-fault PIP system
Florida requires every driver to carry $10,000 in Personal Injury Protection (PIP) coverage. After an accident, your own PIP pays first for 80% of your medical bills and 60% of your lost wages up to the policy limit, regardless of who caused the crash. That sounds simple until you actually use it.
PIP disputes are a routine part of what we do. Insurance carriers deny, delay, and under-pay PIP benefits, and the rules about medical reviews, examinations under oath, and independent medical exams are a maze for people who haven’t practiced in them.
When you can sue the at-fault driver
Because Florida is no-fault, you can only pursue the at-fault driver directly when your injuries cross a “serious injury threshold”:
- Significant and permanent loss of an important bodily function
- Permanent injury within a reasonable degree of medical probability
- Significant and permanent scarring or disfigurement
- Death
These determinations are medical, not legal, and they depend entirely on your records and the testimony of treating physicians.
Cases we handle
- Automobile accidents
- Motorcycle collisions
- Truck accidents
- Boating wrecks
- Premises liability (slip and fall, dog bites, inadequate security)
- Wrongful death
What to do right now, if you can
- Get medical attention. Your health is the first priority, and contemporaneous medical records are the backbone of any injury claim.
- Document the scene. Photographs, witness contact information, vehicle positions.
- File a police report. Even for minor accidents.
- Notify your own insurance carrier. Do not give a recorded statement to the other driver’s insurance without speaking to a lawyer first.
- Call us for a case evaluation. We will tell you honestly whether you have a claim.
Results depend on the specific facts and circumstances of each case and cannot be guaranteed.
Common questions
Frequently asked about personal injury in Cape Coral
Do I have to come to Lutz for a Cape Coral personal injury case?
Almost never. The first conversation is by phone or video, our team collects the medical records, and settlement talks happen remotely. Most Cape Coral injury cases resolve without the client ever setting foot in our office.
How long do I have to file a personal injury claim in Florida?
For accidents on or after March 24, 2023, Florida's statute of limitations for most negligence-based personal injury claims is two years from the date of injury (HB 837, Fla. Stat. section 95.11(3)(a)). For accidents before that date, the older four-year rule still applies. Medical malpractice and wrongful death generally run two years. Miss the deadline and your claim is permanently barred, so confirm which rule applies to your specific accident as early as possible.
Florida is a no-fault state. What does that mean for me?
Florida requires drivers to carry Personal Injury Protection (PIP) with a minimum of $10,000 in coverage. Your own PIP pays first for medical bills and lost wages regardless of fault. Only when injuries cross a "serious injury threshold" can you pursue the at-fault driver directly.
What counts as a "serious injury" in Florida?
Significant and permanent loss of an important bodily function, permanent injury within a reasonable degree of medical probability, significant and permanent scarring or disfigurement, or death. Your medical records are the core evidence for this.
How much does a personal injury attorney cost?
We handle personal injury matters on a contingency basis. No recovery, no fee. Costs and expenses may apply, and we'll explain exactly what that means during the initial consultation.
What should I do right after an accident?
Call the police, get medical attention, photograph the scene and injuries, get witness contact information, notify your insurance carrier, and do not give a recorded statement to the other driver's insurance without speaking to a lawyer first.
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Schedule an initial consultation in person, by video, or by phone. We'll explain your personal injury options plainly and tell you whether we're the right firm.