HOA Threatens to Foreclose a Wesley Chapel Home Over Unpainted Mailbox
If you have been threatened with a foreclosure, contact their Wesley Chapel law office today and schedule a free initial foreclosure defense consultation today.
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HOA Threatens to Foreclose a Wesley Chapel Home Over Unpainted Mailbox

Published October 13, 2017 |Posted in Foreclosure

HOA Threatens to Foreclose a Wesley Chapel Home Over Unpainted Mailbox

Home ownership is supposed to be the American dream. But it has turned into a nightmare for Wesley Chapel homeowner Joe DiVerde. His homeowner’s association has given him an ultimatum–either paint your mailbox, pay a $1,000 fine or face a foreclosure. Due to an address mix-up. DiVerde did not receive any notices from homeowner’s association until it was too late.

The Frightening Reality of Losing Your Home

DiVerde lives in the Seven Oaks subdivision in Wesley Chapel. Last August, his homeowner’s association (Associa) had sent out a warning that ordered DiVerde to paint his mailbox. The only problem was, the notice was instead sent to DiVerde’s ex girlfriend, who had not lived at the property in several years. To make matters worse, Associa sent him an email, admitting property management company knew DiVerde’s ex-girlfriend had been removed from the deed with Pasco County back in 2014. After she changed her address, the homeowner’s association began forwarding all of DiVerde’s HOA notices. Finally after three, months, he finally got a letter from the HOA, demanding he pay a $1,000 fine. But that wasn’t enough. Associa later place lien on his property with a notice for foreclosure.

The Importance of Foreclosure Defense

Although DiVerde’s situation is unusual, it is hardly the first time this type of case has happened. Countless people throughout Florida are faced with the grim reality of losing their home. Most are unable to pay the their mortgages due to financial problems, such as the loss of a job, a divorce or huge medical expenses. But it can also happen to even the most financially responsible people. The threat of a foreclosure is something that must be taken seriously. For many it can be a helpless feeling. But there are solutions. The first is to consult with a foreclosure defense attorney. If you have receive a warning from the homeowner’s association, it is important to respond immediately in writing through certified or regular mail. Make sure you contest the allegation to the association’s board.

In DiVerde’s case, the homeowner’s association has one year to enforce the lien on his home. During this time a foreclosure defense attorney can help the client contest the lien in court. Once a lawsuit is filed, the association has two months to either proceed with the foreclosure or drop it altogether. With help from an experienced and knowledgeable foreclosure defense attorney, many cases can be settled.

The Wesley Chapel Foreclosure defense Attorneys at DHW Can Help

The thought of losing your home can be extremely scary and stressful. Many homeowners often feel powerless. But it is important to understand you have rights. The Wesley Chapel foreclosure defense attorneys at DHW Law are ready to help. The husband and wife team of David and Gwen E. Walkowiak have helped many Pasco County residents through these difficult times. They utilize a comprehensive and personable approach with a commitment to protect the rights of each client and to help place them in the best position to succeed. If you have been threatened with a foreclosure, contact their Wesley Chapel law office today and schedule a free initial foreclosure defense consultation today.

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